Rachel Stempski


Buyers | Sellers

Buying or Selling Real Estate in the Niagara Region

There are a lot of things to think about when buying or selling a house. You have to consider your budget, the location, and how long you plan on living in the house. You also need to think about the real estate market, and what kind of price you can get for your house. If you’re selling a house, you need to think about how much work needs to be done on it, and whether or not it’s worth doing that work. Buying and/or Selling a house can be a stressful process, but with assistance from Rachel Stempski we can turn this into a relatively painless process!


For most people, buying a home is the biggest purchase they will ever make. Understanding the home buying process and what to look for when buying a home can save you tens of thousands of dollars. The following key points will provide you with an introduction to the home buying process. This list will contain some things you should consider when buying a home, and outline the different things to keep in mind while you go through this process.


It’s Complimentary

A commission is paid by the seller. It is essential in a real estate deal to be represented by a highly skilled professional throughout the entire process. This will be one of the most important financial decisions of your life.
Your agent must be someone you trust. Google them. Read their testimonials. Request references. It's one of the most important decisions you will ever make.


Pointing Out Details

The Buyer's Agent should be able to identify any potential problems or red flags that many Buyers may not notice. Since an agent visits multiple properties daily, he or she should have the expertise and experience to identify potential problems quickly.


Neighbourhood Knowledge

You should work with someone who is local and knowledgeable about the area you would like to buy in. Whether it involves shopping, transit, schools, crime, demographics, amenities, entertainment, parks, transportation, etc. The agent should be able to provide the information you need to quickly find out.


Mortagage Financing

An agent can facilitate your understanding of the many financial options available and assist you in finding the best banker or mortgage broker for your specific situation. There are situations when certain Buyers need to involve elective loaning choices too and a Realtor ought to have the option to point their purchaser in the correct course.



Guaranteeing that all properties that are accessible are displayed to the imminent purchaser as soon a possible. Regardless of whether that be through private appearances or open houses, all timetables will be dealt with by the Buyers Agent.



Having a specialist that knows the intricate details of agreements is vital. It safeguards you as the purchaser and furthermore will save you gigantic measures of time and cash. Too, knowing which conditions to add and when these provisos might be precluded, contingent upon the property is additionally an outstanding ability. This likewise prompts composing profoundly cutthroat offers. The Buyers Agent can set up a subject free deal, while significantly limiting the gamble to the purchaser. This can be accomplished by perusing archives early, sorting out for a pre-investigation and financing ahead of time too. Obviously, the dangers of composing this kind of proposition would likewise be clarified exhaustively, so the purchaser can settle on an educated choice.


Professional Team

When purchasing a home in Niagara, there are different experts that are expected to guarantee a smooth encounter. Mortgage professionals, home inspectors, lawyers, handyperson, cleaner, movers, draftsman, security, measurer, insurance, accountant, and so on, just to name a portion of the generally utilized ones. I have worked with every one of these experts and have picked the most respectable, who give sensible rates and great quality work sooner rather than later.


Strong Negotiator

A huge advantage you will have is a Buyers Agent knows how to arrange and gets the nearby market. They can track down various points to bring the cost down on the off chance that it's anything but a serious deal situation.


Agents Are Filters

Agents will ensure that you are not pressured or feel uncomfortable when viewing properties. The same applies to when you visit a presentation center, as each development will present their product in a way that it is the best option out there. A Buyers Agent will keep you grounded and give you the pros and cons of each property in an unbiased way. They shouldn’t have any strong motivator for you to buy anyone's property over another.


Price Guidance

A Buyers Agent should never let you overpay for a property. If for example, a property in the same building sold for 50k less compared to the one you are viewing, the agent should be able to tell you if the other property was renovated, how many days on the market and concrete reasons for a lower price point.


Current Market Conditions

The average dollar per square foot, days on market, supply, demand, avg sale price, etc. can all be provided to prospective buyers. Of course, this information is subject to change even within a few days or weeks.


Maintaining Relationship After Closing

A Real Estate Agent will still come in handy for questions once you move in. Anything from dealing with mailboxes, security alarm, renovations, utilities, landscaping, tenants, damage and more.


Managing The Tenant

You may be viewing a property with a tenant residing there and possibly even buying a property and inheriting the current tenant. An experienced agent will be able to help you with every aspect of renting out your investment property. Not to mention, a Buyers Agent can recommend a current market rental rate, which could be a significant factor.


Documents And Paperwork

A Buyers Agent‘s most underrated task is that they will read and review all pertinent info about the subject property when you find a home worth making an offer on. If necessary, the agent can recommend the buyer to seek independent legal advice. As well, the Buyers Agent will complete all necessary paperwork when buying a home, including the contract.


Investment Property

An experienced agent will tell you the specifics: if a property will be rented out, what type of rent can be expected, the type of tenant and other key factors when considering buying for investment. It's helpful to work with an agent who has experience with rental properties as well as the current Ontario Landlord and tenant rules. Someone who can help you with all aspects of renting including the lease, credit checks and your person Schedule A.


As anyone in the market knows, selling a home can be an emotional roller coaster. Prices are high, and there’s so much to think about: potential buyers, open houses, negotiations…on and on it goes. The process of selling a home can be daunting, but there are some expert tips out there to help sellers make the most of their experience. Here are eight pieces of advice from some top real estate minds.


Top Realtor

One thing which is critical is that I will be your main point of contact from start to finish.
I'm great at negotiating, experienced, ethical, hard working, knowledgeable, non pressure and can adapt rapidly to change.


Professional Team

Whether you need a plumber, electrician, lawyer, banker, mortgage broker, cleaner, handyman, painter, pest control, etc. I have reliable contacts that can assist us in a time sensitive matter.


Internet Marketing

It is crucial to use several different avenues and social media channels when marketing a property online. The majority of buyers search for homes online and Realtors as well. Running ads through Facebook, Google, and personal real estate websites has been highly effective in increasing market exposure.


Home Staging

Myself and my team will make sure your home is staged to sell. But more importantly, the opportunity to bring in the highest volume of traffic and maximizing exposure.


Professional Photography

Having crisp, clean photos of high quality images will attract the highest volume of traffic and maximizing market exposure.


Virtual Tours, Video Tours, & Floor Plans

Offering a unique experience for the prospective buyer and to peak more interest is always ideal when it comes to marketing real estate listings.


Backed By Industry Mover

When you list with me, you are backed by Re/Max Niagara Realty, one of the largest and highest selling company.


Print Advertising

"Just listed" or "Just sold" cards will be delivered to area residents.
A customized brochure of the property will be created with colour photographs.

I’m Here To Help You

Real estate is a huge industry, with lots of small and large companies. Don’t get lost in the crowd. Rachel Stempski is a professional realtor that can help you find the best place to live, sell your current home or find a new investment property that’s perfect for you.